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Contract to Sell — Real Property

Also known as contract to sell, property contract to sell, or installment sale.

Read the sample Contract to Sell — Real Property

Sell land, a house, or a condo on installments, with the seller keeping title until the buyer has paid in full.

Formalities required. Validity depends on how it is signed, witnessed, notarized, or registered. Follow the execution steps exactly.

What is being sold?

Download the free sample (Word) Fictional details, no sign-in needed.

  • Free Word sample
  • Word and PDF download
  • 8 guided steps
  • Independent Philippine real-property lawyer review pending
Contract to sell sample, Philippines: first page of the Contract to Sell — Real Property with fictional details

Sample with fictional details. Read more of it →

How it works

  1. Answer the guided questions

    8 short steps, in plain language. Watch the document take shape as you go. No card, and no account needed to try it.

  2. Review it and save your draft

    Read the finished wording, the warnings that apply to you, and your signing checklist. Sign in to save your draft and come back to it.

  3. Pay once and download

    Pay ₱599 through secure PayMongo checkout, then download the Word and PDF files. Revise it for 30 days at no extra charge.

What is a Contract to Sell — Real Property?

A Contract to Sell — Real Property is a written agreement that records what the people involved have promised to do for one another.

What this template does. Reserve title while documenting an exact property, installment schedule, closing conditions, buyer protections, project duties, possession, taxes, default, and final transfer.

Also searched as

  • property contract to sell
  • installment sale
  • house and lot contract
  • condo contract to sell
  • maceda law contract

Commonly used by

  • Property owners
  • Buyers
  • Developers

Legal considerations

Formalities required. Use only after current certified-title, authority, citizenship/entity eligibility, boundaries, possession, liens, taxes, project license, and closing review; mandatory Maceda and P.D. 957 rights cannot be waived, and a final deed plus registration is still required to transfer title.

How it is signed

Acknowledged before a notary public. You sign, then appear before a notary public who checks your identity and confirms that you signed freely (an acknowledgment). This is the form usually needed for documents that will be registered.

What it draws on

  • Civil Code
  • Maceda Law
  • P.D. 957
  • Condominium Act
  • Family Code
  • 1987 Constitution
  • Property Registration Decree
  • BIR real-property transfer rules
  • Notarial Rules

The exact provisions, with links to the official text, are listed under the Philippine law behind it.

How to complete your Contract to Sell — Real Property

The guided interview takes you through 8 steps. The document updates as you answer, and some questions appear only when your earlier answers make them relevant.

  1. Step 1

    Confirm the transaction

    Use this only when ownership is reserved until full payment and the stated closing conditions are satisfied.

    Up to 7 questions
  2. Step 2

    Identify the parties and authority

    Use complete legal identity, civil-status, ownership, and representative records.

    Up to 24 questions
  3. Step 3

    Identify and investigate the property

    The signed property schedule must match the current title and physical property exactly.

    Up to 18 questions
  4. Step 4

    Verify the project and developer

    P.D. 957 treats contracts to sell, offers, and related dispositions in covered projects as regulated sales.

    Up to 7 questions
  5. Step 5

    Build the exact price and schedule

    The final installment absorbs any centavo rounding so the schedule reconciles exactly.

    Up to 9 questions
  6. Step 6

    Preserve buyer protections and title conditions

    Mandatory rights override contrary forfeiture, grace, cancellation, assignment, and prepayment language.

    Up to 8 questions
  7. Step 7

    Allocate possession, risk, taxes, and closing

    Possession before title transfer needs a controlled temporary arrangement and must not imply ownership.

    Up to 10 questions
  8. Step 8

    Control default and execute the instrument

    A missed payment does not authorize a private eviction or a shortcut around statutory cancellation.

    Up to 13 questions

Sample Contract to Sell — Real Property

This is how the opening of a finished document reads. Every name, address, and amount is invented. Your own document is built from your answers, so its wording changes with them.

13 clauses, about 2,262 words in the complete sample.

Contract to Sell

Real Property · Republic of the Philippines

This Contract to Sell (the “Agreement”) is made on August 31, 2026 between Maria Elena Santos, of legal age, Filipino, married to Carlos Reyes Santos, with TIN 123-456-789-000, residing at 100 Ayala Avenue, Barangay San Lorenzo, Makati City 1223 (the “Seller”), and Roberto Dela Cruz, of legal age, Filipino, single, with TIN 234-567-890-000, residing at 18 Jupiter Street, Barangay Bel-Air, Makati City 1209 (the “Buyer”). The property forms part of the absolute community property of the Seller and Carlos Reyes Santos, who gives written marital consent to this Contract by signing below (Family Code, Articles 96 and 124).

The parties intentionally choose a contract to sell. The Seller reserves ownership and is not presently conveying title. The Seller becomes obliged to execute the final deed only after full cleared payment and satisfaction of every express closing condition.

1. Property and registered title

The property is the house and lot at Lot 8, Block 3, Sampaguita Village, Barangay San Antonio, Makati City, covered by TCT No. 006-2024001234, Registry of Deeds of Makati City, registered in the name of Maria Elena Santos, married to Carlos Reyes Santos. Land area: 180 square meters. Floor or unit area: 142.5 square meters. Tax declaration records: Land TD No. D-001-2025-112233; Improvement TD No. D-001-2025-112234.

Technical description: Lot 8, Block 3, Psd-00-123456, with the complete bearings, distances, tie point, adjoining lots, area, and survey annotations copied in Schedule A exactly from the current certified TCT

Improvements and inclusions: Two-storey residential house, perimeter wall, gate, fixed cabinetry, installed lighting, plumbing fixtures, split-type air-conditioners listed in Schedule A, and no loose furniture unless separately itemized

2. Title, authority, and due diligence record

The current title and registry search is dated August 28, 2026. Title status: registered clean. No encumbrance requiring a release plan is recorded after the stated current checks.

Current possession: Occupied only by the Seller and immediate family; no tenant, lessee, caretaker, adverse possessor, or unrecorded occupancy arrangement after the stated inquiry Taxes, dues, and assessments: Real-property taxes paid through 2026; village dues reconciled through August 2026; utilities to be read and settled at turnover; final written clearances remain closing conditions

Seller authority evidence: Philippine passport, PSA marriage certificate, current certified TCT, owner's duplicate, and spouse conformity will be checked against the originals before signing Required consenting spouse: Carlos Reyes Santos. Buyer eligibility and authority evidence: Roberto Dela Cruz's current Philippine passport and PSA citizenship records will be independently verified before signing; Philippine passport and PSA civil-status record will be checked against originals before signing and again at closing. These records are representations between the parties, not a substitute for a certified-title, registry, boundary, authority, tax, zoning, occupancy, association, or professional investigation.

3. Purchase price and initial payment

Cash purchase price: PHP 6,000,000.00. Initial payment credited to the price: PHP 1,200,000.00. Cash-price balance: PHP 4,800,000.00. Separately disclosed finance charge: PHP 120,000.00. Total scheduled installments: PHP 4,920,000.00.

Payment channel: Traceable electronic transfer to the independently verified account stated in a signed payment instruction. Receipt process: A dated receipt will identify the agreement, installment number, cleared amount, allocation, and remaining scheduled balance. Every receipt acknowledges only cleared funds, identifies the installment and running balance, and is not a deed, title transfer, or paid-in-full receipt unless the entire account has cleared.

4. Installment schedule

Installment 1: PHP 205,000.00 due September 30, 2026; scheduled balance after payment: PHP 4,715,000.00.

Installment 2: PHP 205,000.00 due October 30, 2026; scheduled balance after payment: PHP 4,510,000.00.

Installment 3: PHP 205,000.00 due November 30, 2026; scheduled balance after payment: PHP 4,305,000.00.

Installment 4: PHP 205,000.00 due December 30, 2026; scheduled balance after payment: PHP 4,100,000.00.

Installment 5: PHP 205,000.00 due January 30, 2027; scheduled balance after payment: PHP 3,895,000.00.

Installment 6: PHP 205,000.00 due February 28, 2027; scheduled balance after payment: PHP 3,690,000.00.

Installment 7: PHP 205,000.00 due March 30, 2027; scheduled balance after payment: PHP 3,485,000.00.

Installment 8: PHP 205,000.00 due April 30, 2027; scheduled balance after payment: PHP 3,280,000.00.

Installment 9: PHP 205,000.00 due May 30, 2027; scheduled balance after payment: PHP 3,075,000.00.

Installment 10: PHP 205,000.00 due June 30, 2027; scheduled balance after payment: PHP 2,870,000.00.

Installment 11: PHP 205,000.00 due July 30, 2027; scheduled balance after payment: PHP 2,665,000.00.

Installment 12: PHP 205,000.00 due August 30, 2027; scheduled balance after payment: PHP 2,460,000.00.

Installment 13: PHP 205,000.00 due September 30, 2027; scheduled balance after payment: PHP 2,255,000.00.

Installment 14: PHP 205,000.00 due October 30, 2027; scheduled balance after payment: PHP 2,050,000.00.

Installment 15: PHP 205,000.00 due November 30, 2027; scheduled balance after payment: PHP 1,845,000.00.

Installment 16: PHP 205,000.00 due December 30, 2027; scheduled balance after payment: PHP 1,640,000.00.

Installment 17: PHP 205,000.00 due January 30, 2028; scheduled balance after payment: PHP 1,435,000.00.

Installment 18: PHP 205,000.00 due February 29, 2028; scheduled balance after payment: PHP 1,230,000.00.

Installment 19: PHP 205,000.00 due March 30, 2028; scheduled balance after payment: PHP 1,025,000.00.

Installment 20: PHP 205,000.00 due April 30, 2028; scheduled balance after payment: PHP 820,000.00.

Installment 21: PHP 205,000.00 due May 30, 2028; scheduled balance after payment: PHP 615,000.00.

Installment 22: PHP 205,000.00 due June 30, 2028; scheduled balance after payment: PHP 410,000.00.

Installment 23: PHP 205,000.00 due July 30, 2028; scheduled balance after payment: PHP 205,000.00.

Installment 24: PHP 205,000.00 due August 30, 2028; scheduled balance after payment: PHP 0.00.

The rest of the document covers

  • 5. Positive suspensive condition and closing
  • 6. Realty Installment Buyer Act
  • 7. Possession, preservation, and casualty
  • 8. Taxes, charges, and registration
  • 9. Default, notice, and cancellation
  • 10. Representations, inspection, and no double sale
  • 11. Notices and disputes
  • 12. General and execution terms
  • ACKNOWLEDGMENT
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  • Legal source record

    The Philippine statutes, rules, and provisions behind the template, with the date each was last checked.

Read the guide first.

Before you start.

How much is the Contract to Sell?
₱599, paid once. The interview and live preview are free, and the price covers the Word and PDF files, 30 days of revisions, and your account copy. There is no subscription. See all pricing →
How long does it take?
The guided interview has 8 steps and up to 96 questions. Some questions only appear when they apply to your situation, so you may answer fewer. You can read the document as it builds, and sign in to save a draft and finish later.
Do I need a notary?
Acknowledged before a notary public. You sign, then appear before a notary public who checks your identity and confirms that you signed freely (an acknowledgment). This is the form usually needed for documents that will be registered. Your signing checklist lists the exact steps for your version.
Is it reviewed by a lawyer?
This template’s current status is: Independent Philippine real-property lawyer review pending. LAW.PH is legal self-help software, not a law firm, and will not describe a document as lawyer-reviewed until an independent Philippine lawyer has approved this exact version.
Is there a free template?
Yes. The sample on this page is free to read and to download as an editable Word file, with no sign-in. It uses fictional names, dates, and amounts, so replace every one. The paid version is built from your own answers, checks them as you go, and includes the signing checklist for your exact situation. Download the free sample (.docx)
Can I change it after I buy it?
Yes. For 30 days you can create a separate revision draft, update your answers, and download the revised files at no extra charge. The version you originally bought is preserved unchanged.
Which law does it follow?
It is drafted under Philippine law and relies on 13 official sources, each listed above with the provisions used and the date it was last checked.
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